The payments are insane! Definitely not worth it. Monthly payments of almost 500 is outrageous! And their interest is also mind blowing. Would not recommend to someone who is looking for a decent loan... See more
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Verified
The ease of getting approved was amazing. The paperwork, on the retailers end, is a touch confusing. I had to ask multiple questions about payoff terms, etc. Thankfully, the people at the retailer... See more
Verified
Had some issues during the actual process of using the lease, but their support got it sorted out pretty quickly. Besides that, all calls I made were answered by a real person, and I was called by a r... See more
Verified
Thank you first of all, when I went there it was only to look at what you had in the store, but I have been wanting a new sofa with recliner and was going to buy just a recliner for myself at Christma... See more
Company details
About Zo Financial
Written by the company
Zo Financial helps consumers by:
- Providing scheduled payments to acquire the items they don’t have the cash to put down on.
- Providing a LOW or NO credit option to get the items they need.
- Providing a way to spread out payments over time to ease the impact on their bank account.
- Providing multiple paths to ownership: 90-Days Early-Purchase, Anytime Early Purchase, and renewable lease for up to 12 months.
- Contact us at 833-719-1096 to learn more about early-purchase and payment options.
Contact info
United States
- 18337191096
- support@zofinancial.com
- zofinancial.com
The payments are insane
The payments are insane! Definitely not worth it. Monthly payments of almost 500 is outrageous! And their interest is also mind blowing. Would not recommend to someone who is looking for a decent loan payment amount.
Date of experience: November 15, 2024
Verified
Signing the paperwork was a bit funky...
The ease of getting approved was amazing. The paperwork, on the retailers end, is a touch confusing. I had to ask multiple questions about payoff terms, etc. Thankfully, the people at the retailer were well versed in the paperwork and were able to assist me. I think having a payoff schedule, with early pay options, would be beneficial.
Date of experience: August 18, 2024
Verified
Easy-to-use paid off in 90 days no fees
It was easy to apply and pay off within 90 days no issues
Date of experience: August 22, 2024
Overall experience was very good
Overall experience was very good. Process is straight forward.
Date of experience: June 01, 2024
Verified
Verified
The sales person was very helpful
The sales person was very helpful
Date of experience: July 09, 2024
Verified
It literally took 10 seconds after I…
It literally took 10 seconds after I filled out the questions to get approved!
Date of experience: July 09, 2024
Verified
They dang near double the price of what you are buying.
I didn't like how the cost was more than twice what the items were worth. I paid off early to save as much as possible.
Date of experience: July 01, 2024
Verified
Your paperwork is very misleading…
Your paperwork is very misleading I see no reason to end up spending an extra 25% just to pay it through the year. I will not be using your services for this in the future.
Date of experience: June 17, 2024
Verified
Quick services
Quick services! excellent staff and help with any questions.
Date of experience: May 01, 2024
Verified
Verified
Easy application and approval process
Easy application and approval process. My credit is not great and I'm working to rebuild, thank you for giving me a second chance!
Date of experience: May 04, 2024
Verified
Easy to get approved for but beware
Easy to get approved for but beware, unless your doing the 90 day same as cash it’s extremely expensive.
Date of experience: May 19, 2024
Verified
Very easy and fast!! Thank you we have new furniture 🫶🏼
Very easy fast and convenient when needed! Thank you so much!
Date of experience: May 20, 2024
Verified
Verified
Verified
Rent-to-Own!
Rent-to-Own!! Great option.
Great company to help with my furniture needs.
Thank you!
Date of experience: May 15, 2024
Verified
This was very easy to sing up for
This was very easy to sing up for. I wish there was a easier way to pay or even an app will help
Date of experience: May 10, 2024
Verified
Customer Service Needs Better Training
When I called to understand more about the program and specifically what my total cost would be for a lease less than what I was approved for with an early payoff option, customer service sucked at explaining it. They said the retailer had to do that. How can you not explain how your own service works?
Date of experience: April 16, 2024
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