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Rated 5 out of 5 stars
Invited

A series of medical crisis' cause me get my electricity turned off. While I could pay the monthly amount, the disconnect required a payment of approximately 3x the amount normally due. Due to my dis... See more

Rated 5 out of 5 stars
Invited

I’ve had a few personal loans and debt consolidation loans from them and everything has run smoothly and been a great success. The repayment process is easy. I would highly recommend them and will def... See more

Rated 5 out of 5 stars
Invited

Really quick and easy to navigate. Got a great rate on a loan - much better than several other options that I checked out online. Once I selected my terms, the completion of the loan process was sea... See more

Rated 5 out of 5 stars
Invited

This was the best experience that I have ever had to assist with debt consolidation. It was quick, information was easily presented and understood with no hidden Avenues. The ability to pay off early... See more


Company details

  1. #3 of 253 best companies in Non-Bank Financial Service
  2. #2 of 207 best companies in Alternative Financial Service
  3. #2 of 16 best companies in Car Finance and Loan Company

Information provided by various external sources

Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt or make a large purchase, Upstart personal loans can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.


Contact info

4.9

Excellent

TrustScore 5 out of 5

54K reviews

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Hasn’t replied to negative reviews


Rated 5 out of 5 stars
Invited

It was very fast and easy

It was very fast and easy. Didn't want to do thinking the process would take a long time and alot of paperwork but it wasn't. It was so quick and easy I can't believe it.

Date of experience: July 06, 2025

Rated 1 out of 5 stars

This place keeps sending me pre…

This place keeps sending me pre qualified loan offers in the mail. 3x in the last few years. Each time I’ve applied I get denied. Get your act together if someone isn’t going to be approved then don’t send out prequalified offers. Pre screening process is garbage don’t fall for it and waste your time. If there is a hard inquiry on my credit report I’m going to sue them for FCRA violation. Btw the vast majority of 5 star reviews here are fraudulent.

Date of experience: July 02, 2025

Rated 5 out of 5 stars
Invited

Smooth

I found the application process smooth and straightforward with one exception. When I had to authorize and login to verify my bank account, it didn't have the fingerprint log on option and I had to spend a lot of time resetting a password and remembering it and writing it down to be able to even log in to get past that step. Other than that it was very smooth.

Date of experience: July 06, 2025

Rated 5 out of 5 stars
Invited

Super easy to use

Super easy to use. I had one issue with the process and sent an email to support who was very responsive and corrected my issue quickly.

Date of experience: July 06, 2025

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