The process was very easy. Each step was written in such a way that I understood exactly what information was needed. If I made an error the prompts told me where my error was with the mistake in red.... See more
Company replied
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It was fast and easy to apply and I have had several loans in the past. I was sad that I didn't get the money the next business day, but its okay this time that it will take several days due to the 4t... See more
Balance Credit approved me after filling out the forms. Paid out within 24h. And gave me a higher loan amount. I am trying to build a credit score and a life. When companies do as they say they wo... See more
I’m in the process of trying to repair my credit but no one would loan me money, when I had an emergency come up, & needed it asap! Even though I have steady & stable employment, they wouldn’t loan to... See more
Company replied
Company details
About Balance Credit
Information provided by various external sources
Balance Credit is a leading online lender providing personal installment loans and credit services.
Balance Credit (SunUp Financial, LLC) offers unsecured, personal installment loans and credit services to customers in need of a fast and convenient source of additional cash. Balance Credit is licensed and regulated in each U.S. state where it operates. Balance Credit’s mission is to provide consumers a fast, secure and simple way to apply for loans and credit services at its website, balancecredit.com.
Contact info
P.O. Box 2285, 60690-2285, Chicago, United States
- 855-942-2526
- support@balancecredit.com
- www.balancecredit.com
4.9
Excellent
4K reviews
Replied to 100% of negative reviews
Typically replies within 1 week
Easy to apply and quick with an answer…
Easy to apply and quick with an answer .. O definitely recommend ..
Date of experience: July 04, 2025
This is the most efficient company that…
This is the most efficient company that I have ever dealt with and the reason why I continue to use them for all my financial needs.
Date of experience: July 05, 2025
It was fast and easy to apply and I…
It was fast and easy to apply and I have had several loans in the past. I was sad that I didn't get the money the next business day, but its okay this time that it will take several days due to the 4th of July weekend. But I did apply and was approved in time for the money to be deposited the next business day, but it didn't make it on Thursday July 3rd. So that part I wasn't happy with, but I understand due to the holiday this time. - Brian Baker
Date of experience: July 03, 2025
The easy to use application and timely…
The easy to use application and timely response.
Date of experience: July 03, 2025
Easy to do business with
Date of experience: July 03, 2025
Compared Balance Credit: it's a no-brainer..
Balance Credit approved me after filling out the forms. Paid out within 24h. And gave me a higher loan amount. I am trying to build a credit score and a life. When companies do as they say they would life gets easier.
I did two loan application this past week the previous kept telling me okay you are approved. We just need to check you military status. Okay you're approved we just need to verify your bank details. After each "approval" they send me a trust pilot review request. The last time we spoke I asked the agent to please never send me that email again cause I am not gonna lie and say the experience was good. If you can't say anything good. Don't say something at all.
Hopefully the comparison between the two, would lead you to make the best decisions for your needs.
Date of experience: July 02, 2025
Super easy to follow and friendly help.
Date of experience: July 01, 2025
Reply from Balance Credit
Thank you for the great review, Julie!
Reply from Balance Credit
Thank you for the review. We’re glad the process was quick and easy!
Very fast approval and funding of loan.
Very fast approval and funding of loan.
Date of experience: July 02, 2025
Reply from Balance Credit
Linda, thank you for the feedback. We’re so happy you had a great experience!
Excellent experience
I was a little hesitant to submit my application; however, I received a pre-qualification letter and I have it a try. The process was fast, convenient and easy to navigate through the application process.
Date of experience: July 01, 2025
Reply from Balance Credit
Doris, thank you for the feedback. We’re so glad you chose Balance Credit as your financial partner!
The whole process was quick
The whole process was quick. I liked that. I did find I had a couple of questions that I didn't have the opportunity to ask. Hopefully I will be able to do so in the next week or so.
Date of experience: July 01, 2025
Reply from Balance Credit
Thank you, Sally. We really appreciate the feedback!
Look at how simple and easy the paperwork is to complete
The process was very easy. Each step was written in such a way that I understood exactly what information was needed. If I made an error the prompts told me where my error was with the mistake in red. With this easily legible mark, I had no issues completing all the paperwork.
Date of experience: June 29, 2025
Reply from Balance Credit
Thank you, Mary Beth. We’re glad to hear you had a great experience with Balance Credit!
Very easy online process
Very easy online process. Funds received in a timely manner.
Date of experience: July 01, 2025
Reply from Balance Credit
Thank you for the great review!
Quick and easy
Date of experience: July 01, 2025
Reply from Balance Credit
Thank you, Jeannie. We’re glad the process was quick and easy!
Very happy with the approval process
How easy the application is and fast approval
Date of experience: July 01, 2025
Reply from Balance Credit
Thank you, Alicia. We really appreciate the feedback!
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