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Review summary

Reviewers had a great experience with this company. Customers appreciate the excellent customer service, noting the staff's empathy and helpfulness. Many reviewers highlight the quick and efficient claims process, with reimbursements often received rapidly. Consumers value the ease of submitting claims, especially when veterinary offices handle the process directly. People express gratitude for Trupanion's support during difficult times, such as unexpected medical emergencies and chronic illnesses. The insurance coverage allows pet owners to provide the best possible care without financial stress. However, some reviewers mention concerns about premium increases and claim denials. There are also mixed opinions regarding payments and coverage policies.

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Rated 5 out of 5 stars
Verified

We were faced with a second CCL repair, on top of a high bill and extreme worry about our pittie having to face surgery. A big relief came when the vet office staff asked us of me have Trupanion. Once... See more

Rated 5 out of 5 stars
Verified

I don't submit claims often but every time I have (twice) the experience has been very easy with the online claim form and ability to link my invoice from my vet. The ability to have my claim processe... See more

Rated 1 out of 5 stars

I've submitted a few claims for different issues over the past 5 years and every claim has been denied. The latest claim was for dental work and their reason for denying the claim was that he didn't... See more

Company replied

Rated 4 out of 5 stars
Verified

I've been using Trupanion for more than 12 years and from my experience this is probably one of the best pet insurance providers out there. Claim submission via portal is super simple and payout hap... See more

Company replied


Company details

  1. #12 of 17 best companies in Pet Insurance Company

Written by the company

At Trupanion, we understand that being a pet parent is a 24/7 job. So, we’re here to help with quality pet insurance coverage and award-winning customer service available 24/7/365. We’ve been covering dogs and cats for over 25 years, prioritizing their health with no payout limits, all breeds covered, and VetDirect PayTM (that’s the ability to pay veterinarians directly at time of checkout). Enjoying the protection Trupanion has provided your pet? Help other dog and cat parents by leaving us a review. Not a member of our pack yet? Learn more about how Trupanion coverage works, or get a free quote for your pet today!

Written by the company


Contact info

4.1

Great

TrustScore 4 out of 5

8K reviews

5-star
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Replied to 99% of negative reviews

Typically replies within 24 hours


Rated 5 out of 5 stars
Verified

I was pleased with the help paying for…

I was pleased with the help paying for an expensive test. I wish there was better communication with the vets office so we can do a claim for every visit. This was the first claim paid for us on our pets behalf after 4 years of paying monthly premiums.

Date of experience: July 03, 2025

Rated 5 out of 5 stars
Verified

Best decision ever!

We had 2 older cats that had gotten sick so when we adopted two to bring joy back into our lives the first thing we did was get insurance. One of our kiddies injestwd a foreign object and had to have surgery. Trupanion was fantastic and paid 80%. Best decision ever!

Date of experience: July 04, 2025

Rated 5 out of 5 stars
Verified

I don't submit claims often but every…

I don't submit claims often but every time I have (twice) the experience has been very easy with the online claim form and ability to link my invoice from my vet. The ability to have my claim processed quickly and the payment be sent directly to my bank account has been really nice. I have been very happy with my interactions and coverage.

Date of experience: July 04, 2025

Rated 5 out of 5 stars
Verified

I was so excited to have Trupanion take…

I was so excited to have Trupanion take care of Tucker when I found out he needed his teeth removed. The vet and Trupanion worked together to help us. At the end of the day, I just want to know that he can get the help he needs, when he needs it.

Date of experience: July 04, 2025

Rated 5 out of 5 stars
Verified

My pup has bad allergies

My pup has bad allergies, they have been covering most of the bill 😁. Customer service is great to deal with. Very happy with my pup’s insurance

Date of experience: July 04, 2025

Rated 5 out of 5 stars
Verified

Trupanion is right on top of things...

I went to a new vet for Ozzy and it was a good experience, although expensive with shots and running different tests. When I checked out they already knew I had Trupanion Pet Insurance and had already submitted my bill to the company. So when I went to pay my bill Trupanion had already notified my vet what portion they would pay for which was very helpful. I didn't have to pay the whole bill and wait for Trupanion to reimburse me which I appreciate very much.

Date of experience: July 03, 2025

Rated 5 out of 5 stars
Verified

We were faced with a second CCL repair

We were faced with a second CCL repair, on top of a high bill and extreme worry about our pittie having to face surgery. A big relief came when the vet office staff asked us of me have Trupanion. Once they knew, all the extra worry about how to manage the bill, just disappeared. When we adopted Hazel, CPR rescue signed us up for Trupanion, it was the absolute best decision we ever had made for the care of our furbaby. We can now concentrate on Hazel's recovery, without the stress of cost. Thank you so much, you guys are great!!!

Date of experience: July 04, 2025

Rated 5 out of 5 stars
Verified

The choice was clear!!

Being able to help my little dachshund, Theo, with his back injury without the added stress of how to pay, was worth it’s weight in gold!!
First, Theo went to an emergency vet who recommended a specialist vet. So we go to the specialist vet who needed an MRI which revealed a need for serious back surgery. With this heartbreaking condition I didn’t have the added worry of the financial
stress. I filed my claims and received my reimbursement within a few days.
Thank you Companion! It was a pleasure working with you and Theo is on the road to recovery!

Date of experience: July 02, 2025

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