Waste of Money!!
Purchased this insurance for a hiking trip to Europe. We used this company because we had purchased it two times previously for hiking trips booked through REI adventures. Fortunately we never needed to use it on those trips.
Three days into the European trip my husband suffered a stress fracture diagnosed at a hospital in England. Upon return home we contacted the insurance provider who told us what we needed to do to submit a claim. We submitted the claim which was denied because they said we did not submit all the required paperwork. When my husband talked with the agent to confirm what was needed and submitted the requested form, the claim was denied again due to additional information being needed. Once again spoke with an agent and explained it was submitted. They said it would have to be forwarded to the original agent. That pattern repeated two more times. Long story short we resubmitted all paper work 3 times and got nothing but a complete runaround. I guess they just hope they beat you down enough so you stop requesting reimbursement. So not only are we out the $800.00 dollars for the insurance, we are also out the remaining cost of our trip that we were unable to complete. I would not recommend this insurance or this carrier.
Date of experience: July 17, 2024