A scheduled dental cleaning turned into the need for 3 dental extractions. Then we got some unexpected news about our pup, that he had elevated amylase levels and after sending away for further te... See more
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So glad we have Spot Pet Insurance! We just found out our daughter's dog has a respiratory issue/concern and are in the process of determining what is wrong and how to treat him. The exam and diagnost... See more
Submitting the claims was easy. My German Shepard Dog is 9 years of age and my original vet wanted to cut her digit/toe off I found a vet that was willing to treat the toe first with antibiotics. Spot... See more
So far, we've had a positive experience with SPOT Insurance. We have a 14 year old dog who we needed to get insurance for due to her old age and fear of something happening and not having coverage to... See more
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Company details
- #3 of 17 best companies in Pet Insurance Company
- #2 of 6 best companies in Emergency Veterinarian Service
- #12 of 52 best companies in Insurance Company
- #1 of 4 best companies in Pet-Friendly Accommodation
- #4 of 10 best companies in Veterinarian
About Spot Pet Insurance
Written by the company
America's Favorite Puppy Insurance

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Protect your pet and your wallet. Spot Pet Insurance provides plans that include accident & illness, accident only, and preventative care to cover routine checkups. With customizable plans and a multi-pet discount, there’s something to fit every budget.
Contact info
990 Biscayne Blvd, 33132, Miami, United States
- 1-800-905-1595
- spotpet.com
Replied to 96% of negative reviews
Typically replies within 1 week
I was very happy with the speed of my…
I was very happy with the speed of my refund. It was in my checking account within days. Thank you!
Date of experience: June 29, 2025
Using the spot app is easy to…
Using the spot app is easy to negotiate. Thanks
Date of experience: June 29, 2025
When are cat Salt became ill
When are cat Salt became ill, and we had to take her to the PetMed Emergency Room. Spot made the entire claim process quick and easy. Which gave us more time to focus on Salt. They are the best!
Date of experience: June 29, 2025
Pebbles mouth
Pebbles mouth. Great response, with good out come. Thanks 😊
Date of experience: June 18, 2025
Friendly staff always solved all my…
Friendly staff always solved all my problems cared about my pets
Date of experience: June 29, 2025
Always very nice on phone with any…
Always very nice on phone with any questions. When policy covers procedure done in a timely manner.
Glad to be in the SPOT family.
Date of experience: June 29, 2025
A few tough weeks, Spot had our back!
A scheduled dental cleaning turned into the need for 3 dental extractions. Then we got some unexpected news about our pup, that he had elevated amylase levels and after sending away for further testing, we found out Rudy has potentially chronic pancreatitis.
Only two weeks later, Rudy was attacked by a bigger dog while out on a walk. Thankfully his human dad was able to get him out quickly, but X-rays and antibiotics were a must.
Rudy’s Spot insurance has helped us so much during this difficult time, and gave us some peace of mind covering his medical costs. Rudy is an huge part of our family and I definitely know I will have insurance for him and any other dog siblings he has in the future.
Date of experience: July 05, 2025
A good experience
A good experience, I would recommend it to any new family with pets.
Date of experience: June 28, 2025
The claims process was simple and quick!
The claims process was simple and quick!
Date of experience: July 05, 2025
Decent pet insurance
The amount covered by spot for yearly vaccinations is fairly low. The amount that’s covered by insurance only saved me very little from the vet bill I had for my puppies vaccine and yearly check up. Soot doesn’t give much for neutering my dog and nothing from my last vet visit went to my deductible. So I do wonder what the point of having pet insurance is right now
Date of experience: July 05, 2025
What a fantastic experience I had a…
What a fantastic experience I had with Spot! The app and the website were so easy to navigate and file my claim. Spotcovered exactly what they said they would according to my insurance, and they only took a week to finish the claim and send my refund.
Date of experience: July 05, 2025
Customer service is excellent. Claims are viewed and paid very quickly.
Customer service is excellent. Claims are viewed and paid quickly.
Date of experience: July 05, 2025
I love SPOT PET
I love SPOT PET. I've been with them the entire life of my Frenchie. They are always responsive and helpful.
Hard to imagine an insurance company when I say that but it's the truth.
Date of experience: July 05, 2025
Easy to file a claim
Easy to file a claim just sent in paperwork and received a check
Date of experience: June 27, 2025
Glad We Chose Spot!
Easy to submit a claim and always available to help! Spot is the best!
Date of experience: July 03, 2025
Very easy to put in a claim through the…
Very easy to put in a claim through the app. Also, they are very timely at processing the claims and getting you your refund if you are getting one.
Date of experience: July 04, 2025
It was an easy process to submit a…
It was an easy process to submit a claim.
Date of experience: June 27, 2025
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