altLINE | The Southern Bank Company Reviews 61

TrustScore 5 out of 5

4.8

Companies on Trustpilot can’t offer incentives or pay to hide any reviews.

See what reviewers are saying

Rated 4 out of 5 stars
Invited

Overall The Southern Bank has been great, I would recommend them. Mildred is fantastic, always patient and answers my questions knowledgably and quickly. The only knock I really have is it's a little... See more

Rated 5 out of 5 stars
Invited

The Southern Bank Company has been a gift for our organization and a real pleasure to work along side of! We have been customers of the Southern Bank for over three years now. We use their AR Facto... See more

Rated 5 out of 5 stars
Verified

Working with The Southern Bank has been amazing!! The staff are all very thorough, knowledgeable and eager to assist at a moments notice. The Portal is user friendly with real time reporting that co... See more

Rated 5 out of 5 stars
Invited

We found Chas to be very hands-on and knowledgeable about his products. Through the course of multiple phone calls and an in-person meeting, he came to know our needs and presented a product that wou... See more


Company details

  1. Alternative Financial Service
  2. Bank
  3. Financial Institution

Written by the company

Founded in 1936, The Southern Bank has served as a reputable and reliable community lender in its Northeast Alabama footprint for over 80 years. While working locally with small and medium-sized businesses, The Southern Bank recognized the consistent need for non-traditional commercial lines of credit. In response, The Southern Bank developed altLINE, an Accounts Receivable based financing platform for commercial customers. Operating within an FDIC insured and state regulated bank, altLINE provides customers the flexibility of an independent financing company with the cost advantages and service people expect from a community bank. altLINE partners with commercial bankers, accountants, business advisors, and other intermediaries nationwide to deploy its specialty lending capabilities wherever it may be needed. To learn how we can help your business or client, contact us today.


Contact info

4.8

Excellent

TrustScore 5 out of 5

61 reviews

5-star
4-star
3-star
2-star
1-star

Rated 5 out of 5 stars
Verified

Impeccable Service

I never write reviews. I'm willing to share our overall experience regarding The Southern Bank Company. Their service has been impeccable from the beginning. Our "Operations Manager" (OM ) is very knowledgeable, skilled and professional all while being courteous and friendly. When the need arose our OM was prompt with the solution. I receive a follow up call after every business transaction. So far everything about The Southern Bank Company has been beneficial to our company.
We made the right decision in choosing The Southern Bank Company with our business needs.
I highly recommend!!

Date of experience: May 30, 2025

Rated 5 out of 5 stars
Verified

The best invoice factoring company to date!

There are so many positive things to discuss that I’m not sure where to start! I have been using Southern Bank to factor our invoices for almost three years now, and I have yet to be let down. They are extremely responsive, professional, and offer great rates. I have worked with several individuals on their team and have never been disappointed.

As a small business, we would not be where we are today without them! A few years ago, we had a large client declare bankruptcy, but the bank went above and beyond to protect us from any financial repercussions. I can personally attest that the treatment you receive from Southern Bank goes well beyond what most banks offer in their client relationships.

If you are looking for invoice factoring, I encourage you to start with Southern Bank. You will not be disappointed, I promise!

Date of experience: May 28, 2025

Rated 5 out of 5 stars
Verified

Never an Automated System—Someone Always Answers

I did a lot of shopping around before deciding on a factoring company, and my main focus was finding the best fees. One thing that really stood out during my search was that Altline was the only company where someone picked up the phone after just two rings, no automated system.

That and their competitive fees, made it an easy choice. I've been working with Ashlee and Kelley for about a year now, and I honestly can’t say enough good things about them. Ashlee is incredibly pleasant to work with and super efficient. Altline is highly recommended by me.

Date of experience: January 16, 2025

Rated 5 out of 5 stars
Verified

Excellent!

Excellent company to work with. Fast turn around for funding and highly communicative. They continue to work within our specific needs as a business, and have been a very valuable asset to us, and our growth as a company overall. I highly recommend!

Date of experience: June 12, 2024

Rated 5 out of 5 stars
Verified

Our experience working with The Southern Bank has been incredible!!!

Working with The Southern Bank has been amazing!! The staff are all very thorough, knowledgeable and eager to assist at a moments notice. The Portal is user friendly with real time reporting that covers all our needs. Again, we cannot say enough about the staff at Southern Bank, they are all very kind, friendly, and attentive.

Date of experience: June 12, 2024

Rated 5 out of 5 stars
Verified

Cash Flow Problems Solved

The Southern Bank Company has significantly improved our cash flow situation. Before partnering with altLINE, we frequently struggled with extended customer payment terms and faced regular cash shortages. Their support has been crucial to our survival and success!

Date of experience: June 11, 2024

Rated 5 out of 5 stars
Verified

Trustworthy, dependable cashflow partners

No company enjoys having cashflow issues as it's one of the most stressful experiences you can ever go through. When it happens to you, you're looking for a way out, for someone to help you get back into the green. altLINE and Southern Bank Company did just that for us. The entire experience has been positive, from the onboarding to the bi-weekly factoring. It's very important to work with an account manager that reliable and organized, to help with the funding. Lee has been our go-to, and has been a delight to work with. We can count on him to get us to the numbers we need, he's responsive and helpful in every way. We are truly grateful to be working with this company to be the partner we need at this time.

Date of experience: January 30, 2024

Rated 5 out of 5 stars
Verified

We highly recommend this Company

We highly recommend this Company, they are reliable and operate with integrity, Mildred always takes the time to answer any questions we may have, and provides us with all the options available.

Date of experience: January 22, 2024

Rated 5 out of 5 stars
Verified

Highly recommend!

We're a new start up company we have been so thankful for our relationship with altline. From our initial contact seeking information everyone at The Southern Bank has been wonderful. The information and sign up process was smooth and quick right through running our first invoices and payroll. Could not be happier.

Date of experience: July 13, 2023

Rated 5 out of 5 stars
Verified

Excellent Experience with The Southern Bank Company - Highly Recommended

As a staffing agency owner, I have had my fair share of rocky experiences with various factoring companies in the past. Dealing with hidden fees, subpar service, and exorbitant rates has become all too familiar. However, my encounter with The Southern Bank Company has been a complete game-changer.

From the moment we started working with The Southern Bank Company, it was evident that they were not just another factoring company. They went above and beyond in every aspect, truly acting as a reliable partner in our business journey. Their commitment to looking out for our best interests was unparalleled.

One aspect that sets The Southern Bank Company apart is their exceptional customer service. Our dedicated account manager has been an absolute pleasure to work with. Both Tywanna and Kelley possess a rare combination of patience, sharpness, thoroughness, and kindness. Whenever we had questions or concerns, they promptly addressed them, ensuring that we were fully informed and comfortable throughout the process. Their level of professionalism and attentiveness is truly commendable.

One of the most significant advantages of working with The Southern Bank Company has been their transparency. Unlike previous experiences, there were no hidden fees or unexpected surprises. They provided us with clear and concise information, enabling us to make informed decisions regarding our financing needs. This level of transparency instilled trust and confidence in their services.

Moreover, the rates offered by The Southern Bank Company were fair and competitive. They understood the financial challenges faced by staffing agencies and worked with us to provide a solution that aligned with our requirements. Their flexibility and willingness to accommodate our specific needs were truly appreciated.

I wholeheartedly recommend The Southern Bank Company to any staffing agency in search of a reliable and trustworthy factoring partner.

Date of experience: May 26, 2023

Rated 5 out of 5 stars
Verified

Would give 6 stars

They are always very spot on about information needed whatever the case may be. I always get prompt responses from them. The communication is great. Doing business from them has always been super smooth and easy.

Date of experience: May 17, 2023

Rated 5 out of 5 stars
Verified

Great Communication, A Pleasure to Work With

Sobanco has been a fantastic partner as we grow our business. They're always clear in their communication reliable with their service, and have demonstrated fast response times to inquiries and needs.

Sobanco continues to be our trusted source of capital as our business grows.

Date of experience: May 19, 2023

Rated 5 out of 5 stars
Verified

Excellent Experience

Initially we were nervous going into the partnership but I’m so glad we made the decision. Great experience. Excellent customer service. Extremely detailed but also simple to navigate.

Date of experience: May 18, 2023

Rated 5 out of 5 stars
Verified

Outstanding Factoring Services

My experience with altLINE's invoice factoring service has been exemplary. Their understanding of my industry has facilitated a seamless and efficient funding process.
Based on their professionalism and customer service, I would recommend altLINE to other businesses looking for invoice factoring solutions

Date of experience: May 17, 2023

Rated 5 out of 5 stars
Verified

Exceptional Service and Expertise at Southern Bank

I can't recommend Southern Bank highly enough for their extraordinary invoice factoring services. Each interaction with their team has consistently exceeded our expectations, providing an unparalleled level of service.

Tywanna, in particular, has been a pivotal figure in guiding our business towards financial success. Her dedication to customer service shine through in every exchange.

Southern Bank's exceptional professionalism ensures that every detail is meticulously handled, delivering a consistently prompt and accurate service.

For any business seeking a reliable, professional, and experienced invoice factoring service, I wholeheartedly recommend Southern Bank. With their team of professionals, you're in great hands.

Date of experience: May 16, 2023

Rated 5 out of 5 stars
Verified

Great service

Our representative with altLINE, Mildred, is excellent. Responsive, helpful and friendly. Pleasure to work with!

Date of experience: May 16, 2023

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look