Verified
So far everything with SALT has been a smooth and well defined experience. Trevor and Riki have both been patient and great at explaining everything to me in simple well articulated language. I’m look... See more
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Verified
Your loan support is the best in the business. And your application process is very fast and responsive. These are two important reasons to me why I will continue to work with SALT Lending.
Verified
SALT has such a valuable business model, and one I am very grateful for. Their customer service is caring and efficient and based upon their actions over the last few challenging years, they hold inte... See more
Company replied
Verified
Received boilerplate email asking me to complete steps i already took. My scheduled meeting with Salt rep was not honored... I didn't get the call that I we scheduled and had received reminder about.... See more
Company replied
Company details
- #25 of 58 best companies in Cryptocurrency Service
- #123 of 207 best companies in Alternative Financial Service
About SALT Lending
Written by the company
Founded in 2016, SALT is the original Bitcoin-backed lender, trailblazing an innovative way to unlock the value of your cryptoassets without having to sell.
Whether you're an individual, business, or private client, SALT makes it easy to access fiat or stablecoin loans by using your Bitcoin and other cryptocurrency as collateral. No selling, no hassle—just straightforward, flexible loan terms designed with you in mind. We also offer an opportunity for Accredited Investors to earn yield on their assets too!
At SALT, we’re all about giving you control and flexibility. We accept Bitcoin, Ethereum, USDC, and USDT and offer some of the most competitive interest rates in the industry. Plus, we don’t charge prepayment fees, and there’s no credit check required to secure your loan. Your crypto is your credit.
Better yet, your assets are safe with us, held under a robust multi-institutional process to ensure top-notch security. As the world embraces crypto and tokenized real-world assets become the norm, SALT is here to continue to lead the charge, providing innovative solutions that empower you to hold, borrow, and thrive in the exciting future of finance.
Disclaimer: The information provided on this website is for informational purposes only, does not constitute investment or other advice, and is not intended as an offer or solicitation with respect to the purchase and/or sale of any security or digital asset.
Contact info
600 17th Street, Suite 2800 South, 80202, Denver, United States
- +1 (720) 575-2272
- support@saltlending.com
- saltlending.com
Bitcoin-Backed Loans Since 2016
You should know
4.6
Excellent
54 reviews
Replied to 100% of negative reviews
Typically replies within 1 week
Seamlessly and Quick Loan Process
Well I wanted to start with a small loan so that I could get familiar with the process and fully understand what the process entails. It was very seamless, quick and great customer service along the way. I'm looking forward to doing more business with SALT in the future as well as referring them to some of my business partners and colleagues !
Date of experience: June 30, 2025
Verified
This isnt the 1st time ive refinanced…
This isnt the 1st time ive refinanced with SALT. I give ya'll a 10/10. Smooth and seamless process. Thanks!
Date of experience: June 30, 2025
Verified
Hands down the best option on the…
Hands down the best option on the market.
Date of experience: June 30, 2025
Verified
I've had a great experiencExcellent, Personal Service from a Detail-Oriented Teame working…
I've had a great experience working with the team at SALT Lending. Their staff is friendly, responsive, and truly goes above and beyond to deliver a white-glove, personalized experience. Every interaction felt thoughtful and professional. They’re super detail-oriented and quick to follow up, which made the whole process smooth and stress-free. Highly recommend if you're looking for a team that genuinely cares about the customer experience!
Date of experience: June 30, 2025
Verified
Trevor is fantastic
Trevor is fantastic, he makes it so easy, he makes me comfortable doing these loans. I also really like Dan and Shayne. I feel like they are my crypto lending brothers!
Date of experience: June 30, 2025
Verified
Have always enjoyed working with the…
Have always enjoyed working with the team at Salt Lending, and Riki in particular a superstar!
Date of experience: June 30, 2025
Verified
So far everything with SALT has been a…
So far everything with SALT has been a smooth and well defined experience. Trevor and Riki have both been patient and great at explaining everything to me in simple well articulated language. I’m looking forward to continuing to work with them and their products.
Date of experience: June 30, 2025
Verified
Your loan support is the best in the…
Your loan support is the best in the business. And your application process is very fast and responsive. These are two important reasons to me why I will continue to work with SALT Lending.
Date of experience: June 30, 2025
Verified
Super easy
Super easy! Salt Lending was very easy to work with to complete my refinance. I was done in less than 10 mins and had the deposit in less than 48 hours.
Date of experience: June 30, 2025
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Verified
SALT Lending, what a great organization!
SALT has such a valuable business model, and one I am very grateful for. Their customer service is caring and efficient and based upon their actions over the last few challenging years, they hold integrity in high esteem.
Date of experience: June 23, 2025
Reply from SALT Lending
Hi, Nick! Thank you for your amazing review! We really appreciate you taking the time to write it and for the additional shout outs to our support team and company integrity.
We all work so hard and your review assures us we're doing our best for our customers. Thanks again!
Verified
Integrity and transparency from the…
Integrity and transparency from the start
Date of experience: May 27, 2025
Reply from SALT Lending
Hello, Belinda! Thank you so much for the kind words and great review. We really appreciate you taking the time to leave it for the team. We're so happy you had an awesome experience with us. Thank you again!
Verified
The SALT team is AMAZING!
The entire process from start to finish was seamless and fast. Customer support is fast and knowledgeable. I enjoyed everything about my experience and I have found a trusted partner to help my business and ecosystems. The SALT team is AMAZING!
Date of experience: June 10, 2025
Reply from SALT Lending
Hello, Martin! Thank you so much for your awesome review. We really appreciate it and are so glad you've enjoyed everything about your experience with us. You are AMAZING too!
I had a five star experience with SALT
I had a five star experience with SALT. The email support is rapid, the loan went thru exactly as planned approx 24 hours after all my paperwork was complete and everyone I spoke to (Josh & Trevor) expedited the process and even helped me upgrade my loan too. If you’re looking for a BTC backed loan these folks can help out for sure. Thanks to Salt Lending Team!
Date of experience: June 17, 2025
Reply from SALT Lending
Hello, Karlos! We're so happy to hear you've had a 5-star experience with SALT.
Thank you for taking the time to write us a review here too! It means a lot, and especially the direct shout outs for Josh and Trevor. So kind of you! Thanks again
Verified
Super efficient
Everyone I dealt with was super helpful very efficient and got all the paperwork completed quickly. I would highly recommend.
Date of experience: June 13, 2025
Reply from SALT Lending
Hello, Jeff. Thank you for taking the time to write us a review here, and to let us and everyone know you highly recommend SALT. We really appreciate it and look forward to working with you for a long time! Welcome to SALT!
Verified
poor onboarding experience
Received boilerplate email asking me to complete steps i already took. My scheduled meeting with Salt rep was not honored... I didn't get the call that I we scheduled and had received reminder about. Generally been a bit confused about the process and options for refinancing etc.
Date of experience: June 13, 2025
Reply from SALT Lending
Hi, Cesar. Thank you for taking the time to share your experience. We’re sorry the onboarding process felt confusing and that the call you expected didn’t happen.
We’re looking into what went wrong with the scheduling and follow-up emails and will use your feedback to improve our process. A member of our team will reach out to you privately to answer any questions and help move things forward and answer any remaining questions you might have regarding refinance or anything else.
We appreciate your patience and the opportunity to make this right.
Verified
Good customer service gave me comfort…
Good customer service gave me comfort early on in the application process.
Date of experience: June 05, 2025
Reply from SALT Lending
Hi, Barry. We're so happy to hear that our support team gave you comfort. That means the world to us and is something we stive for with all new customers.
Thank you also for taking the time to write us a review here. Means a lot! Stay SALTy!
Verified
Easy process!
Easy process! Interest rate is pretty high for 70% LTV but plan to prepay.
Date of experience: June 04, 2025
Reply from SALT Lending
Hello, Ronald. Thank you for taking the time to write us a 5-Star review. It means a lot to the team!
We also understand your comment about the higher interest rate at the 70% LTV mark. We do strive to have the best rates in the industry, and currently offer some lower, single-digit ones for lower LTVs. If you can eventually get down to a lower LTV tier, you can easily refinance right on the app, if you don't pay off earlier as you stated.
Please reach out with any questions though if needed. Thanks again!
Verified
Fast and efficient loan process
Fast and efficient loan process. Prompt and friendly replies to inquiries.
Date of experience: May 03, 2025
Reply from SALT Lending
Hello, Eric. Yay! We're so happy you enjoyed your SALT loan experience. Thank you for taking the time to write us a review too. That means a lot!
Verified
SALT Rocks
The process is quick and easy, and the staff are very helpful and responsive, additionally the website is clear and informative.
Date of experience: May 21, 2025
Reply from SALT Lending
Hi, Jonathon. Thank you for the amazing 5-star review! We really appreciate you taking the time to write one for us. You also ROCK!
Stay SALTy!
Verified
My first crypto loan
This was my first time taking out a loan against my bitcoin so I was fairly apprehensive , but the process went without a hitch and relatively fast. I did a lot of research before deciding on where to borrow from and everything i heard about this company was true, so I’m very pleased and definitely plan on continuing to use them as BTC continues to go up.
Date of experience: April 29, 2025
Reply from SALT Lending
Hi, Yancy. We are so pleased to hear that you did a lot of research prior to deciding to borrow against your bitcoin, and then chose us! What an honor!
We really appreciate you taking the time to write us a 5-star review as well, to let the team know. It means a lot to us. We look forward to our new, continued relationship! Thank you again!
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