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Rated 5 out of 5 stars
Verified

Sam is very knowledgeable and helpful. Super simple process. Saved me THOUSANDS as well as lowered my payment without taking my term way out. Win Win all around. Can’t say enough about how pleasant th... See more

Rated 5 out of 5 stars
Verified

I wish I could give more than 5 stars. Sam was incredible to work with and was very understanding and attentive to my needs. I recently filed bankruptcy and thought I would never be able to refinance... See more

Company replied

Rated 5 out of 5 stars
Verified

The whole thing was great, I had recently considered refinancing my car but wasn't sure which way to go. As it turned out Nick contacted me about refinancing the car after recently purchasing a car an... See more

Rated 5 out of 5 stars
Verified

Sam did an amazing job, he was very patient with me, during this process. I struggled with understanding the paperwork, and he reassured everything was fine, and would explain it another way to help m... See more


Company details

  1. Financial Institution
  2. Car Finance and Loan Company

About Rateworks

Written by the company

Rateworks is the smart, easy way to refinance your current auto loan. With competitive rates and no personal information needed, you could be on your way to a better rate and lower payment in minutes.

We offer instant quotes, no hidden fees at closing, and a payment tailored to your budget.

Click the "Get a Quote" below to start your application process now, visit us at www.rateworks.com, or give us a call at 855-925-1647!

Our Specialists are waiting to help you!

Get a Free Quote Now!
Contact Us
Frequently Asked Questions

Our Mission

Here are RateWorks, we promise:

  • Terms and Rates designed for you.
  • No hassle.
  • A clear car refinancing process.
  • No Frustration

  • Contact info

    4.9

    Excellent

    TrustScore 5 out of 5

    203 reviews

    5-star
    4-star
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    1-star

    Rated 5 out of 5 stars
    Verified

    Sam is very knowledgeable and helpful

    Sam is very knowledgeable and helpful. Super simple process. Saved me THOUSANDS as well as lowered my payment without taking my term way out. Win Win all around. Can’t say enough about how pleasant the experience was. Thank you!

    Date of experience: June 11, 2025

    Rated 5 out of 5 stars
    Verified

    The representative was great

    The representative was great, he handled everything in a professional way and actually got my monthly payment lower than expected, so that was nice. They got me the best rate they could for my situation.

    Date of experience: April 10, 2025

    Rated 5 out of 5 stars
    Verified

    Nick was very professional

    Nick was very professional, communicated very well, and made the entire process so easy.

    Date of experience: September 27, 2024

    Rateworks logo

    Reply from Rateworks

    Hi Myles, Thank you for taking the time to leave us a review. We are happy to hear that you loved your experience with Nick and are thrilled that we were able to help you with your auto refinance!

    Rated 5 out of 5 stars
    Verified

    It was a super easy process

    It was a super easy process, and my representative was very professional and friendly

    Date of experience: May 24, 2024

    Rateworks logo

    Reply from Rateworks

    Thanks so much for taking the time to leave us a 5-star rating – it’s much appreciated!

    Rated 5 out of 5 stars
    Verified

    I wish I could give more than 5 stars

    I wish I could give more than 5 stars. Sam was incredible to work with and was very understanding and attentive to my needs. I recently filed bankruptcy and thought I would never be able to refinance even though my credit score is good. Rate Works came through for me and I got a significantly lower interest rate and monthly payment. Thank you for all your hard work and dedication to helping me refinance.

    Date of experience: May 06, 2024

    Rateworks logo

    Reply from Rateworks

    We're glad you had a great experience with us! Thanks so much for taking the time to leave us a 5-star rating – it’s much appreciated!

    Rated 5 out of 5 stars
    Verified

    Very quick to help and very responsive…

    Very quick to help and very responsive to your needs .Excellent company to do business with I would definitely choose them again!

    Date of experience: March 27, 2024

    Rateworks logo

    Reply from Rateworks

    Thank you for taking the time to leave us a review. We are thrilled to hear that you loved your experience with us. Your kind words mean a lot to our team!

    Rated 5 out of 5 stars
    Verified

    EXCELLENT SERVICE FAST PROCESS VERY…

    EXCELLENT SERVICE FAST PROCESS VERY IMPRESSIVE LIKE NEVER BEFORE TAKE ME 5 MIN TO COMPLETE THE CONTRACT NO FEES NO EXTRA CHARGES THEY NEVER FORCE YOU TO ADD ADDITIONAL CHARGES LIKE EXTENDED GUARANTY OR GAP THEY CARE AND RESPECT THE CUSTOMERS

    Date of experience: March 06, 2024

    Rateworks logo

    Reply from Rateworks

    We are honored by your wonderful review. Your satisfaction is our ultimate goal, and we are thrilled that we hit the mark for you. We can’t wait to serve you again soon!

    Rated 5 out of 5 stars
    Verified

    Nick was great and very professional…

    Nick was great and very professional and timely. Easy to work with, overall great experience.

    Date of experience: March 01, 2024

    Rateworks logo

    Reply from Rateworks

    Thank you for taking the time to leave us a review. We are thrilled to hear that you loved your experience with us. Your kind words mean a lot to our team!

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