Verified
My husband opened up an OpenSky account to help me get back on track with my credit score and using the credit card responsibly. I learned to pay the entire balance off each month and use OpenSky for... See more
Companies on Trustpilot can’t offer incentives or pay to hide any reviews.
See what reviewers are saying
Verified
The process from start to finish is simple and easy so that’s a plus. I don’t think the terms are outrageous for people with mid to low credit. I think the main thing I would suggest to better the com... See more
Verified
They came thru! I started with a secured card. Proved my worthiness and bam!! They offered me an unsecured card not too long after. I would recommend OpenSky to anyone looking to build or rebuild a cr... See more
Verified
I opened a secure line of credit with Open Sky. It was easy to make deposits. Open Sky gives you an adequate amount of time to complete your deposits. It says you may get an increase credit limit or i... See more
Company details
- #16 of 28 best companies in Bank
About OpenSky
Written by the company
At OpenSky, we want to help every person access credit, by providing opportunities to build, re-build or strengthen their credit. Our goal is to provide the necessary tools people need to be the authors of their own stories – now and in the future. Begin your journey to financial wellness today!
OpenSky Benefits:
• No credit checks to apply
• No credit risk to apply
• Reports to all three credit bureaus
• Credit line increases
• Consideration for an unsecured credit card
• Monitor your monthly FICO score
Don’t delay, apply today!
Contact info
PO Box 660924, 75266, Dallas, United States
- 800-859-6412
- openskycc.com
4.4
Excellent
12K reviews
Replied to 20% of negative reviews
Typically replies within 1 week
Verified
Very helpful when my card got hacked .
Very helpful when my card got hacked .
Date of experience: June 26, 2025
Verified
A great start for credit building.
A great start for credit building. I would recommend to anyone who want to get back on track or even starting their new credit journey.
Date of experience: June 26, 2025
Verified
Verified
Verified
They came thru
They came thru! I started with a secured card. Proved my worthiness and bam!! They offered me an unsecured card not too long after. I would recommend OpenSky to anyone looking to build or rebuild a credit portfolio.
Date of experience: June 26, 2025
Verified
SATISFIED CUSTOMER
Well, after being a Great customer with NO LATE PYMTS, Open Sky recognized this and offered me an Unsecured Card..I appreciate this fact and will definitely Recommend Open Sky to others
Date of experience: June 26, 2025
Verified
I havent had any problems or surprise…
I havent had any problems or surprise charges. That is what matter to me. They gave me a chance to build credit. I like this place.
Date of experience: June 26, 2025
Verified
Best experience with a credit card company!
My husband opened up an OpenSky account to help me get back on track with my credit score and using the credit card responsibly. I learned to pay the entire balance off each month and use OpenSky for everyday needs. I’ve had nothing but positive experiences with OpenSky; the mobile app is easy to navigate and after showing consistent on time payments, I was contacted by OpenSky and offered a Gold Card. I’m SO proud of myself and extremely pleased and grateful for OpenSky.
Date of experience: June 26, 2025
Verified
They don't provide you with ANY…
They don't provide you with ANY INCENTIVES, however it's a card to start building your credit. You only get how much you invest also.
Date of experience: June 26, 2025
Verified
Verified
Everything was simple and quick
Everything was simple and quick, no issues with card use, Iam happy I signed up
Date of experience: June 26, 2025
Verified
Verified
OpenSky was a big help in my saving!
Date of experience: June 27, 2025
Verified
Verified
Open sky is a good startup card and it…
Open sky is a good startup card and it helps your credit
Date of experience: June 27, 2025
Verified
Thank you for the opportunity to help…
Thank you for the opportunity to help me With my credit once again!
Date of experience: June 26, 2025
Verified
Verified
So far I haven't experienced anything…
So far I haven't experienced anything bad about my card. It's a breath of fresh air every time that I check and no untoward activity is happening
Date of experience: June 27, 2025
Verified
Because they help you build your…
Because they help you build your credit. And that what I need
Date of experience: June 26, 2025
Verified
How to do the right thing
Well I had to put my own money down at first but when they saw me paying on time they raised my credit limit and I appreciated that so now I keep striving to get my credit limit even higher
Date of experience: June 26, 2025
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.