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Review summary

Reviewers overwhelmingly had a great experience with this company. Customers highlight the app's user-friendliness and its significant positive impact on their credit scores. Many users reported substantial increases in their scores within a few months, attributing this success to the app's tools and personalized guidance. People appreciate how Ava Finance helps them stay on track with their financial goals and build better financial habits. Consumers find the app easy to set up and use, with many praising its clean interface. The recommendation feature is also well-received. However, some reviewers expressed mixed feelings about the payment and subscription aspects, indicating a lack of consensus on these topics. Despite this, the overall sentiment remains highly positive, with many users recommending Ava Finance for those looking to improve their credit.

Based on reviews, created with AI

See what reviewers are saying

Rated 5 out of 5 stars

Ava is user friendly and accommodating. The only negative would be customer service as the server is a bit slow and the communication is through email. Overall, my score has improved by 108 points wit... See more

Rated 5 out of 5 stars

They have helped me grow my credit score in such a clean and simple way. I appreciate how they’re willing to offer you so many products to help improve your score such as credit builder and a trade li... See more

Rated 4 out of 5 stars

I’ve been using Ava for over an year and have already seen my credit score go up. The app is simple, affordable, and reports to all three bureaus—which is a huge plus.Like others, I wish they’d expand... See more

Rated 5 out of 5 stars

I’ve been using Ava for a little while now, and I’ve seen a significant improvement in my focus and overall productivity. My score has increased by 68 points, which is something I’m really proud... See more


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Credit Counseling Service
  4. Financial Institution
  5. Financial Planner

About Ava Finance

Written by the company

Ava is a fintech startup, founded by seasoned experts of the credit industry with the goal of helping people pay the lowest cost on their debt by building their credit easily with an automated credit building app.

We offer a host of credit-building products and debt management tools for as low as $6 a month.

We make a commitment in making our products accessible and affordable to our customers, along with providing all of our services with no interest, no hidden fees, and no hard credit checks.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
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1-star

Replied to 77% of negative reviews

Typically replies within 48 hours


Rated 5 out of 5 stars

Ava is user friendly and accommodating

Ava is user friendly and accommodating. The only negative would be customer service as the server is a bit slow and the communication is through email. Overall, my score has improved by 108 points within a year of usage by only paying my subscriptions. I’d recommend this service to everyone!

Date of experience: July 07, 2025

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Rated 5 out of 5 stars

Highly Recommend Ava to help repair credit

I’ve been using Ava Finance for the past two years, and it’s made a huge difference in my financial life. My credit was in bad shape due to late payments and poor habits, but Ava helped me get back on track. Since using the app, my credit score has increased by over 80 points. The tools and guidance they provide have been a game changer for rebuilding my credit and staying consistent. Highly recommend for anyone serious about improving their financial health.

Date of experience: June 26, 2025

Rated 5 out of 5 stars

Already seeing results!

Ava was super easy to set up! I love that they also offer a savings option making it even more convenient to build credit while building a savings as well!

Date of experience: June 25, 2025

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Rated 5 out of 5 stars

70+ after a Month

I haven’t even used Ava for a month, and my score went up 70 points for having a Disney plus subscription, which is something I already had anyways. It’s a win-win!

Date of experience: June 23, 2025

Rated 5 out of 5 stars

Life savor and forward thinking

They have helped me grow my credit score in such a clean and simple way. I appreciate how they’re willing to offer you so many products to help improve your score such as credit builder and a trade line. I will also say I love how forward thinking they are not letting you fall into debt during your journey!

Date of experience: June 23, 2025

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