LendingClub Reviews 6,867

TrustScore 4.5 out of 5

4.6

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Review summary

Reviewers overwhelmingly had a great experience with this company. Customers appreciate the speed and ease of the loan process, often mentioning quick approvals and funding. Many consumers highlight the user-friendly app and the convenience of managing their loans online. People feel supported in achieving their financial goals, such as debt consolidation or covering unexpected expenses. Consumers value the transparent and straightforward approach of the company. The possibility of obtaining loans when other institutions have declined their applications is greatly appreciated. The option to pay off loans early without penalties is also a plus for many reviewers. However, some reviewers express concerns regarding the interest rates and fees associated with the loans.

Based on reviews, created with AI

See what reviewers are saying

Rated 5 out of 5 stars

This is the 4th time I’ve used Lending Club to fix a credit card overload and I’m again pleased at the ease of using both the site and the app. It was also nice that they remember4ed me after a multi... See more

Rated 5 out of 5 stars

Your service was excellent and fast — I needed the funds quickly, and you delivered just as perfectly as always. However, after working with you for several years and having a solid history of... See more

Rated 5 out of 5 stars

This was probably the easiest process I have ever experienced borrowing money. It was stream lined, easy to follow and the funds were in my account with a few days. The rate they offered was also outs... See more

Rated 5 out of 5 stars

This was my second loan with Lending Club as I paid a previous one as agreed. The loan was approved and funded in about an hour without any problems. I took advantage of a "no origination fees" speci... See more


Company details


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4.6

Excellent

TrustScore 4.5 out of 5

7K reviews

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Hasn’t replied to negative reviews


Rated 2 out of 5 stars

waited over 3 weeks to see if i was…

waited over 3 weeks to see if i was approved. Had 2 phone calls about the same situation that was not showing on the web sight. After clearing up address the second time it still took 4 days to get approved. Then 2 days later stating the funds will be deposited in 2-4 day and may take another 2-4 depending on my bank today is the 8th day and still no funds onJuly6. But I also have a payment due on the 30th and not only payment but you put me on auto pay. There was nothing said in writing or by rep that would be the case. I do not want auto and i still have to make a payment in 20 days??? This is ridiculous.

Date of experience: June 27, 2025

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Rated 5 out of 5 stars

Fast and easy!

The process was so fast and easy to use. Being able to use this to consolidate debt at a more reasonable rate and payment was great! Debtors were paid off within 3 days! No hassle or hoops to jump through easy terms and conditions. Simple and easy. Highly recommend !

Date of experience: July 01, 2025

Rated 1 out of 5 stars
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I would give them a minus star

I would give them a minus star, I had an awful experience trying to get some help, however, I just got scammed. There are corrupted people here, that they cannot do that. And on top of that they have the nerve to threat. They are the ones that should be corrected appropriately! Some people have no shame and should judge accordingly...

Date of experience: May 30, 2025

Rated 5 out of 5 stars

Fantastic Experience

This was probably the easiest process I have ever experienced borrowing money. It was stream lined, easy to follow and the funds were in my account with a few days. The rate they offered was also outstanding. If anyone is looking to consolidate debt or just need funds I would highly recommend LendingClub.

Date of experience: July 06, 2025

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Rated 5 out of 5 stars

This is the 4th time I’ve used Lending Club

This is the 4th time I’ve used Lending Club to fix a credit card overload and I’m again pleased at the ease of using both the site and the app. It was also nice that they remember4ed me after a multi-year break since my last pay-off.
I totally recommend them to help balance unexpected glitches in your monetary flow.

Date of experience: June 27, 2025

Rated 5 out of 5 stars

This was my second loan with Lending…

This was my second loan with Lending Club as I paid a previous one as agreed. The loan was approved and funded in about an hour without any problems. I took advantage of a "no origination fees" special. They have a new feature that connected with my bank accounts and produces a report that helps them verify my real financial numbers. Interest rate was competitive considering the current financial environment.

Date of experience: June 27, 2025

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Rated 5 out of 5 stars

Your service was excellent and fast

Your service was excellent and fast —
I needed the funds quickly, and you delivered just as perfectly as always.

However, after working with you for several years and having a solid history of timely payments and paying off previous loans, I did expect the rate for this 5-year loan to come in under 10%. Unfortunately, that didn’t happen.

Still, thank you again for your great work.

Date of experience: June 30, 2025

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Rated 5 out of 5 stars

Easy Money…

I have used Lending Club multiple times. The process is easy. Response times are very fast. The money has been deposited in my account in less than 24 hours. I particularly like the interest rates.

Date of experience: June 26, 2025

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