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Rated 5 out of 5 stars
Verified

Super happy with our policy through Lemonade. We got it for our boy when he was 9 and thankfully didn’t have to use it much. This year, however, he has been diagnosed with Osteosarcoma and has needed... See more

Company replied

Rated 2 out of 5 stars
Verified

“Service” is conducted entirely through chat bots. I can’t even look up when my next payment is due without going through several prompts with their chat bot. It’s obnoxious and frustrating. There are... See more

Company replied

Rated 5 out of 5 stars
Verified

It was easy to submit my claims and I was updated with the status quickly after having done so. Angela M handled my claims and she was so helpful and kind. She truly seemed to care about my pet after... See more

Company replied

Rated 5 out of 5 stars

After 3+ years of subscription, we encountered our first incident with our belongings, which we reported on the app. The process was simple to follow, fast to submit and fast in approval, less than 24... See more

Company replied


Company details

  1. #38 of 52 best companies in Insurance Company
  2. #5 of 7 best companies in Accident Insurance Company
  3. #33 of 40 best companies in Auto Insurance Agency
  4. #18 of 22 best companies in Home Insurance Agency
  5. #13 of 17 best companies in Pet Insurance Company

About Lemonade

Written by the company

Insurance that works... faster

With Lemonade, you can cover your stuff, home, pets, family, and car super fast, all in one app. We've replaced paper work with instant service powered by technology so you can actually understand and manage your own insurance with confidence. Plus, we're a Certified B-Corp!

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Some Quick Lemonade Stats

Why Lemonade for Insurance?

  • No Hassle: There’s no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are
  • Bundle and save! We’ll automatically apply your bundle discount to any combination of our products
  • Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what’s left to charities you care about with our renters, homeowners, car, and pet products. Lemonade also plants trees based on our drivers’ mileage to help clean up carbon emissions.
  • Devoted Team: Our powerful tech and automation free up our dedicated customer experience team and claims specialists to help you when you need it most.


Contact info

4.2

Great

TrustScore 4 out of 5

4K reviews

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Replied to 99% of negative reviews

Typically replies within 48 hours


Rated 5 out of 5 stars
Verified

Easy online request, reimbursement approved with 2 hours

Very simple online reimbursement process. My request was approved within 2 hours and payment received by my bank within 24.
I'm very pleased with this insurance company and reimbursement process.

Date of experience: June 26, 2025

Lemonade logo

Reply from Lemonade

We really appreciate you sharing your experience! It’s awesome to know the process was straightforward and you got your reimbursement fast.

Rated 5 out of 5 stars
Verified

Helpful customer service and quick claims processing

It was easy to submit my claims and I was updated with the status quickly after having done so. Angela M handled my claims and she was so helpful and kind. She truly seemed to care about my pet after his accident and communicated with me throughout the process. I’m so grateful that I chose lemonade for my cat.

Date of experience: June 16, 2025

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Reply from Lemonade

We truly care about your pets, and it means a lot that you felt supported during a stressful time. Wishing your cat a speedy recovery! ❤️‍🩹

Rated 5 out of 5 stars
Verified

Impeccable service

Impeccable service. Clear reasons why charges are out are not accepted. No guessing while still providing excellent customer service.

Date of experience: June 27, 2025

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Reply from Lemonade

We truly appreciate your trust and loyalty, and we're proud to have you as part of the Lemonade family. 🤝

Rated 5 out of 5 stars
Verified

Very satisfied with Lemonade

Very satisfied with my policies from Lemonade. Simple to access and very convenient to file claims. I researched other pet insurance policy options and nothing came close to Lemonade. I will be a longtime customer.

Date of experience: July 04, 2025

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Reply from Lemonade

If you ever need assistance or have any questions, we’re always here to help. Thanks for choosing us to protect your furry friend! ♥️

Rated 5 out of 5 stars
Verified

Very fast and communicative

Very fast and communicative

Date of experience: July 04, 2025

Lemonade logo

Reply from Lemonade

Thanks for the feedback! We’re happy to hear everything was smooth and easy for you.

Rated 5 out of 5 stars
Verified

Highly recommended. They've helped me a lot with refunds

I really like the service. I always use the app, which is very easy to use. I create my case and always receive a quick response. The app is very comprehensive and they guide me step by step. Highly recommended. They've helped me a lot with refunds for each visit my dog ​​received.

Date of experience: July 04, 2025

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Reply from Lemonade

Thank you so much for your kind words and recommendation! We love being there for you and your pup!

Rated 5 out of 5 stars
Verified

Easy and Quick

I just put in my first claim and the process was super easy and I was reimbursed very quickly.

Date of experience: July 04, 2025

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Reply from Lemonade

We really appreciate you sharing your experience! It’s awesome to hear your first claim was a breeze and you got reimbursed quickly. That's what we aim for.

Rated 5 out of 5 stars

Good first experience of incident handling

After 3+ years of subscription, we encountered our first incident with our belongings, which we reported on the app. The process was simple to follow, fast to submit and fast in approval, less than 24h. Quite happy with this first experience.

Date of experience: July 04, 2025

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Reply from Lemonade

Thanks for sharing your experience and for being a loyal customer. We're really happy to hear your first claim was easy and handled quickly. We are here when you need us.

Rated 5 out of 5 stars
Verified

Great costumer service

Great costumer service, very helpful and quick!

Date of experience: July 03, 2025

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Reply from Lemonade

Thanks for sharing! It’s great to hear our team was helpful and quick. We really appreciate your feedback! 💛

Rated 5 out of 5 stars
Verified

Great experience

This was the. most easiest calm I have ever made. Online was submission was fast and efficient. My reimbursement arrived in 72 hours.

Date of experience: July 02, 2025

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Reply from Lemonade

Thank you for sharing your experience! We're so glad the claim process was quick and easy. That's what we aim for.

Rated 5 out of 5 stars
Verified

Getting used to the process of dealing…

Getting used to the process of dealing with AI

Date of experience: July 02, 2025

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Reply from Lemonade

Thanks for your feedback! We’re always working to make the experience with our AI as smooth and helpful as possible. If you ever need human help, we’re also here for you!

Rated 5 out of 5 stars
Verified

Excellent service

Date of experience: July 03, 2025

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Reply from Lemonade

Thank you for your kind words! We're glad you had a great experience with us.

Rated 5 out of 5 stars
Verified

Love the app and the service

Love the app and the service. They are friendly and efficient.

Date of experience: July 03, 2025

Lemonade logo

Reply from Lemonade

We’re glad you’re enjoying both the app and the service! Friendly and efficient is exactly what we’re aiming for—thanks for letting us know we’re hitting the mark.

Rated 5 out of 5 stars
Verified

I came into this skeptial, but a year later I'm still sipping on the Lemonade 🍋

I came to Lemonade actually thinking it was a scam. I was skeptical and I came into this insurance fully prepared to be dealing with multiple problems and while Lemonade as a whole doesn't do me much good as we do not have the car insurance in my state yet, just focusing on the pet insurance well .... I LOVE it! I was searching for a insurance for weeks when I stumbled onto this little gem and was mind blown with how great it was when I started actually putting it to use. I had gotten my puppy the puppy pack, add ons, I mean the whole 9 yards and I'm only paying $109 a month! I have had to make a claim 3x. The process was super easy literally took 5mins tops. It's a real organized process and fast process. I like that not only do you upload pictures, but you also do a video or voice recording which gives you the chance to personally tell what happened. The 1st claim was a big emergency room visit (Albuterol poison from an inhaler) and I had a decent amount given back within 10 days tops and that's with the deductible paid off (which is only $500 super cheap!). The 2cd/3rd claims were from the same visit, but since I got the puppy pack and they cover certain things like shots, annual check ups, etc. I got the shot back as soon as I submitted it, which blew my mind yet again and I'm still waiting on the 3rd, but it is already being reviewed and It hasn't even been 10days. I don't wanna sound like a infomercial, but I legit have had no problems with this insurance whatsoever. Everything has been super easy, the coverage is amazing, the price is affordable especially for everything you get with it, the wait times for all the perks of the insurance to kick in are pretty much non existent and i would and have recommended this insurance to multiple people already. My dog is my child, I love her more than anything and I couldn't have gotten a better, more inclusive, stress free insurance.

Date of experience: June 26, 2025

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Reply from Lemonade

We loved reading your story—thanks for sharing every detail of your experience! We get that trying something new can come with a bit of skepticism, so hearing how pet insurance has made a difference for you and your pup means a lot to us. It's awesome that our claims process has fit into your life so seamlessly and that the coverage feels like a real safety net. We're here for every milestone and misadventure with your furry family member, and we appreciate you recommending us to others.

Rated 5 out of 5 stars
Verified

I had a hard time completing my claim…

I had a hard time completing my claim on line and when I requested help with doing it with a representative , I was sent an email with a phone number , the link to upload my invoice and directions on next steps. All was resolved and my claim was paid in less than 2 days! Great service

Date of experience: July 03, 2025

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Reply from Lemonade

Thanks for letting us know how things unfolded. We're glad our team could step in when you needed a hand, and even happier your claim was squared away so quickly. If you ever hit a snag again, don’t hesitate to reach out—we’ve got your back.

Rated 5 out of 5 stars
Verified

Effortless and immediate response to…

Effortless and immediate response to claim

Date of experience: July 03, 2025

Lemonade logo

Reply from Lemonade

We’re glad to hear your claim was handled quickly and without hassle. Thanks for letting us know how things went!

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