honestcarpayment.com Reviews 11

TrustScore 4.5 out of 5

4.4

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Company details

  1. Car Finance and Loan Company
  2. Auto Broker
  3. Loan Agency
  4. Used Car Dealer
  5. Used Truck Dealer

Written by the company

Creating a transparent automotive payment system, totally dedicated to the consumer.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

11 reviews

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Rated 5 out of 5 stars

Thankful and Grateful

Can’t fathom how thankful and grateful my wife and I are to have come across Honest Car Payment and its team. Reaching out to Mark before making any moves into purchasing a vehicle will always be one of the best decisions I have ever made! As a first time automobile buyer, I had little to no clue about the process and steps I had to take. All it took from my end was that first email I sent to inquire about their services and Mark handled our situation with hard work, dedication and honesty. He responded to any and every questions we had and went out of his way to make sure he responded quickly, even after normal business hours.

Before visiting any dealership to test drive the vehicles we were interested in buying, Mark had us go in to his office to have a meeting with Vicky who gave us plentiful and helpful advices. He made sure we were ready to face any salesperson and know how to dodge any of their tricky schemes. It took an entire week for us to closely examine what we were looking for and every time we ran into an issue, Mark called us up to reassure us that WE were the ones the car dealers needed and not vice versa. He made sure to keep in touch with us every step of the way.

On the final day, we went in with the dealership thinking they could trick us into buying a vehicle we wanted with their financing option of a loan with a %19 interest rate. Mark was able to play their game and got us a loan with %6.5 instead. We walked in confidently and walked out of the dealership feeling victorious with all the tips and help we got from Mark and his team. Mahalo Mark and Vicky for prioritizing us and our needs. We will always vouch for Honest Car Payment and the great work/service.

Date of experience: March 09, 2024

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Reply from honestcarpayment.com

We understand just how damaging in time and money a car purchase can be. It is our desire to help consumers develop a plan to level the playing field for vehicle sales and future trades. Thank you so much for allowing us the opportunity to work with you and your extended family.

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Rated 5 out of 5 stars

They've got your best interests in mind!

I was recommended by some peers and skeptical because of my current financial situation. What a lovely surprise to find that even I could benefit from HCP's services. Found myself a lower monthly payment and lower interest! Vicky was fantastic in coordinating the schedules and paperwork I needed. Mark and Greg were patient, informative, and earnest in their efforts to get me into a better situation. I'm so grateful they even got me a refund on my original purchase! 5/5, recommending to everyone I know and keeping them in mind for my next car purchase!

Date of experience: June 13, 2023

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Reply from honestcarpayment.com

Thank you very much Chelsea! We sincerely appreciate your business and kind words. We know that once car owners learn the secrets, millions of dollars will be returned to local families. Kindly keep sharing the word with your extended family.

Rated 5 out of 5 stars

Incredible people, incredible results

This is now the 2nd time that HCP has helped me out, this time was with getting money back from my original lender due to a payoff difference. Biggest mahalos to Vicky and Mark, so much aloha and always willing to help at the drop of a hat...cannot recommend them enough, thank you guys!

Date of experience: June 13, 2023

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Reply from honestcarpayment.com

Thank you Bobby for the opportunity to serve you. We know that a few bad lenders can cause a problem for consumers. We are looking forward to future interactions with you.

Rated 5 out of 5 stars

Second Car

Thank you Vicky for helping me ge my second car.

Date of experience: May 23, 2023

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Reply from honestcarpayment.com

Bradley, helping our partners find the lowest terms possible allows us to hold our heads up high. We are looking forward to many visits in the future with you and your extended family.

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Rated 5 out of 5 stars

Great people!

WOW! Easiest transaction ever! Everyone at Honest is so bright, cheerful, and friendly! One day to do the very brief paperwork and sign next day! Couldn't have been easier! Saving so much money with half the interest rate I had before! I am so happy I finally got this done! I waited so long because I thought it would be a hassle.

Date of experience: May 31, 2023

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Reply from honestcarpayment.com

Debi, thank you for taking the time and sharing your experience with the team. We know that the lenders do not want you to lower your car payment, but we are honored to help!

Rated 5 out of 5 stars

They gave me the best rate available

They gave me the best rate available! My rate beats a lot of the rates the dealerships were offering. Greg, Vicky and Mark were very easy to work with. Highly recommended company.

Date of experience: April 22, 2022

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Reply from honestcarpayment.com

We trust that your experience was as we planned.

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Rated 5 out of 5 stars

Love these guys

Love these guys. Honest is in the name and in their actions. Thanks again.

Date of experience: September 05, 2022

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Reply from honestcarpayment.com

Thank you very much Vince for sharing your thoughts.

Rated 5 out of 5 stars

Even going through the process was…

Even going through the process was rewarding. Beware of dealerships, they have an algorithm which they will always come out on top and profitable. Before buying a vehicle, hit these people up so you can save a few bucks.

Date of experience: September 04, 2022

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Reply from honestcarpayment.com

Thank you so much for your positive review. Rod, we are always ready to be of serve with our transparent business model and share what we know. We are looking forward to conversations for years to come.

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