Desert Financial Credit Union Reviews 253

TrustScore 4.5 out of 5

4.6

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Review summary

Reviewers overwhelmingly had a great experience with this company. Customers frequently commend the company's staff for their pleasant, professional, and down-to-earth approach. Many reviewers specifically highlight the excellent customer service they received, noting the staff's knowledge, friendliness, and efficiency in resolving issues and setting up accounts. The speed and ease of the loan process are also appreciated, with team members being described as friendly and easy to work with. Consumers also appreciate the app's accessibility and ease of use. A few reviewers mentioned issues with holds on deposited checks and online banking functionality, and opinions about the location are mixed. However, the general sentiment is that the company provides exceptional support and makes banking a seamless and enjoyable experience.

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See what reviewers are saying

Rated 5 out of 5 stars
Invited

To be Frank , I have to say that my experience was really quite enjoyable.Your staff were more than simply pleasant and professional, they were down to Earth and likable. Also , I should like to say t... See more

Company replied

Rated 2 out of 5 stars
Invited

Never received my debit card in the mail, I had to physically go to a branch office. They printed a card for me told me to call the number to activate it. Couldn’t activated, needed to call them direc... See more

Company replied

Rated 5 out of 5 stars
Invited

I had a 54 year career in banking and worked my way up to VP in Commercial/Retail Sales and Branch Management and I found your bank to be knowledgeable in your banks products, had superior sales skil... See more

Company replied

Rated 5 out of 5 stars
Invited

I’m new with this credit union so I’m seeing if it’s as good as they make it sound in their commercials.

Company replied


Company details

  1. #5 of 7 best companies in Credit Union
  2. #10 of 28 best companies in Bank
  3. #145 of 205 best companies in Financial Consultant
  4. #56 of 112 best companies in Financial Institution
  5. #168 of 253 best companies in Non-Bank Financial Service

Written by the company

For over 85 years, Desert Financial has been Arizona’s most trusted local credit union with over $9 billion in assets, 450,000+ members and nearly 50 branches. Membership eligibility is open across Arizona with contactless solutions making it easy to click, call or come in. As a not-for-profit cooperative, Desert Financial takes pride in sharing success. In 2025, members received $16 million in dividends via the Member Giveback Bonus. Desert Financial is the official retail banking partner of Arizona State University® and the official banking partner of the Arizona Cardinals, NAU Athletics and the NAU Alumni Association. Federally insured by NCUA. Learn more at desertfinancial.com.

Started by Arizonans, for Arizonans

Written by the company

85 years of service
Desert Financial was founded in 1939 to serve our members and give back to our community.
Founded by teachers
Fifteen Valley educators pooled their money together – just $78.75 – to start our credit union.
Mission-driven
Our mission to share success and create exceptional experiences is why we do what we do.
Committed to sharing success
Sharing our financial success with our members, community and team is simply the right thing to do.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

253 reviews

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1-star

Replied to 100% of negative reviews

Typically replies within 1 month


Rated 5 out of 5 stars
Invited

great customer service and nice people…

great customer service and nice people working there

Date of experience: June 16, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We are happy to hear that you had a positive experience with our team. Thank you for your kind words; we appreciate your feedback!

Rated 5 out of 5 stars
Invited

Excellent customer Service provided by Daniel Edwards

Excellent customer Service provide to me from Daniel Edward’s, very professional, informative about the services Desert Financial offers. His motivation, a knowledge and understanding about what I want to accomplish when I try to refinance my vehicle was amazing experience. Thank you for continuing bringing to your organization the best.

Date of experience: June 27, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you had such a positive experience! Are happy to hear about the professionalism and knowledge displayed during your vehicle refinance. It's great to know our service met your expectations!

Rated 5 out of 5 stars
Invited

Great service!

Date of experience: June 20, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

Thanks for the positive feedback, Helen!

Rated 5 out of 5 stars
Invited

Perfect visit

Warm welcome, clean waiting area, great customer service

Date of experience: June 26, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you enjoyed your experience with us. Thank you for your positive feedback and for highlighting our team's efforts.

Rated 5 out of 5 stars
Invited

Sarai is excellent I’m glad to be a…

Sarai is excellent I’m glad to be a member again

Date of experience: June 23, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you had an excellent experience! We appreciate you being a member again and your positive feedback.

Rated 5 out of 5 stars
Invited

Five star

Helped me when I needed it

Date of experience: June 30, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We are so happy we could assist you during your time of need. Thank you for sharing your positive experience with us.

Rated 5 out of 5 stars
Invited

To be Frank " It was a joy "

To be Frank , I have to say that my experience was really quite enjoyable.Your staff were more than simply pleasant and professional, they were down to Earth and likable. Also , I should like to say that the kind and thoughtful manner I was treated by your Sr. Relationship Specialist Melissa was the best I've experienced in 35 years !

Date of experience: June 19, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you enjoyed your experience. We appreciate your kind words regarding our team's professionalism and the exceptional service provided. Thank you for sharing your positive feedback!

Rated 5 out of 5 stars
Invited

Courteous

Courteous, friendly, and very efficient

Date of experience: June 25, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you had a positive experience working with our team!

Rated 5 out of 5 stars
Invited

Great Customer Service

Great associate to deal with, made then entire process enjoyable

Date of experience: June 20, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're glad you enjoyed your experience. It is wonderful to hear that our associate made the entire process enjoyable for you. Thank you!

Rated 5 out of 5 stars
Invited

Being very nice and knowing to work…

Being very nice and knowing to work without any problems.

Date of experience: June 11, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you had a positive experience with us! Thank you for your kind words; we appreciate your feedback.

Rated 5 out of 5 stars
Invited

Are they as good as their commercials say?

I’m new with this credit union so I’m seeing if it’s as good as they make it sound in their commercials.

Date of experience: June 12, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We appreciate you giving us a try! We are eager to show you the value of our services and hope your experience matches what we advertise.

Rated 1 out of 5 stars
Invited

It doesn’t matter anymore

I had did a mobile deposit on June 27th and was told I have to wait till July 8th all though my check was paid out to me the 27th

Date of experience: June 27, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

Thank you for sharing your experience with us, and we apologize for any inconvenience you've faced. Our recent policy change involves temporarily holding all checks to prevent potential fraud.

Rated 5 out of 5 stars
Invited

Quick and easy

Everything went very smoothly and efficiently. I was kept updated, and things were finished in a short period of time. Couldn't have gone better.

Date of experience: June 11, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that everything went smoothly and efficiently for you. It's great to know you were kept updated and that things were finished quickly. Thank you for your positive feedback, James!

Rated 5 out of 5 stars
Invited

quick and easy…

Your loan process is so quick and easy compared to some institutions in the past that ive used. The team members were friendly and easy to work with.

Date of experience: June 02, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that our loan process was quick and easy for you! We're also glad that you found our team to be friendly and easy to work with. Thank you for your positive feedback!

Rated 5 out of 5 stars
Invited

Friendly team

Friendly team. Easy peasy

Date of experience: June 08, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're glad you found our team friendly, and your experience was easy. Thank you for your positive feedback, Thomas!

Rated 5 out of 5 stars
Invited

Every employee is always very helpful…

Every employee is always very helpful and respectful, a pleasure to do business with.

Date of experience: June 04, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

Thanks for the 5-star review, Michele! We are happy to hear that our team's helpfulness and respect made your experience so pleasant. Thank you!

Rated 5 out of 5 stars
Invited

BEST CUSTOMER SERVICE EVER!!!!!

BEST CUSTOMER SERVICE EVER!!!!!

Heather was AWSOME!

Date of experience: June 17, 2025

Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We appreciate your feedback and are glad you had a positive experience with us. It means a lot to us that you took the time to share, Jerome!

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